Few scams feel more urgent than a call about your health coverage — and scammers count on that. This guide walks through the most common health scams on both sides of the border: fake Medicare card calls and "free" brace offers in the US, fake health-card renewal calls and free-device pitches in Canada, plus the enrollment-season surge and door-knock versions.

The heart of the book is a simple, memorable standard: how the real agencies actually work. You'll learn exactly what Medicare does (and never does), how provincial health cards really renew, and the one question that exposes every version of the scam — did you start this conversation? There's also a calm recovery plan if you already shared details, a practice drill to test yourself, and a fridge-ready card with the real phone numbers to call instead.